Monthly Archives: March 2017

The Whole Idea of Insurance Falls Apart

Health insurance, like all insurance, works by pooling risks. The healthy subsidize the sick, who could be somebody else this year and you next year. Those risks include any kind of health care a person might need from birth to death — prenatal care through hospice. No individual is likely to need all of it, but we will all need some of it eventually.

Once you start down that road [of paring insurance plans until they cover only the conditions most likely to affect you personally], it’s hard to know where to stop. If you slice and dice risks, eventually you don’t have a risk pool at all, and the whole idea of insurance falls apart.

Source: ‘I wouldn’t want to lose my mammograms,’ male GOP senator says — then immediately regrets – The Washington Post

ObamaCare — Carefully Designed to Preserve the Free Market

Contrary to what conservatives would have you believe, Obamacare actually was a very conservative concept, carefully designed to preserve as much as possible of the free market that conservatives make such a fetish of. Duh.

Most liberals and moderates would vastly have preferred a single-payer system like Canada has, where the government provides the insurance but doctors and hospitals are perfectly free to operate under free enterprise. But conservatives demanded that any system totally preserve the private insurance industry.

So the liberals completely caved to the conservatives and came up with a free-enterprise-based health plan called Obamacare specifically designed to appeal to conservatives. But in a stunning — and totally senseless — turn of events, conservatives (instead of declaring victory) began total warfare against the very plan that was designed to meet most of their free enterprise concerns.

Source: The new Republican health care plan is awe-inspiringly awful – The Washington Post

The Issue Is What We Should Do

The issue is not what God can do. The issue is what we should do based on the best evidence available to us.

Source: Would you advise an abused wife to divorce her husband? – Randal Rauser

I like this dichotomy between what God has the power to do vs. limiting our own options to those available to a human. Some religious people make plans that depend on God to “make a miracle happen.” But that’s God’s option, not ours. I think we’re limited to — and justified in — doing the best we can to produce an actual, workable solution of the non-miracle variety. We decide what we should do by following Jesus’ teaching; we decide how to do it by doing the best we can.